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1 Pound Jersey Bank - Hamon

Issuer Jersey Bank (P.H. Hamon)
Year 1813
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Composition Paper
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Obverse description Printed in black on plain paper, the note carries the issuer title 'Jersey Bank' in ornate script at the top centre, flanked by two handwritten serial numbers. A letterpress vignette to the left centre shows the Jersey coat of arms — three leopards passant on a shield — surrounded by a decorative oval border with crossed implements. The promise-to-pay text reads in calligraphic script 'I Promise to pay the Bearer on Demand the Sum of ONE POUND in A BANK OF ENGLAND NOTE', with the word 'One' repeated in a bordered panel at lower left, followed by the manuscript date 'Jersey the 3 day of July 1813' and two manuscript signatures. A vertical lattice-work guilloche border runs along the entire left margin.
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Reverse description Uniface note; the reverse is entirely blank, showing only the aged and heavily worn plain paper with fold lines and surface soiling consistent with circulation.
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Comments

P.H. Hamon operated one of several private banking houses active in Jersey during the French Revolutionary and Napoleonic Wars, a period when the island's commercial needs outpaced any formal institutional banking infrastructure. These private pound notes circulated by reputation — the issuer's name was the guarantee, nothing more. Jersey had no central bank, no regulatory oversight of private note issuers, and no standard redemption mechanism if a house failed.

JN#91 is among the rarer survivals from this milieu. Most Hamon notes were redeemed and destroyed in the ordinary course of business, and the bank did not persist long enough to leave a substantial archival footprint.

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