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10 Kwacha
| Issuer | Reserve Bank of Malawi |
|---|---|
| Year | 1997 |
| Type | Standard circulation banknote |
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|---|---|
| Obverse lettering | TEN KWACHA RESERVE BANK OF MALAWI PROMISE TO PAY THE BEARER ON DEMAND THE SUM OF K10 TEN KWACHA ISSUED UNDER THE RESERVE BANK OF MALAWI ACT, 1989 JOHN CHILEMBWE GOVERNOR 1st JULY 1997 K10 |
| Reverse description | Central intaglio vignette of three girls reading books outdoors beneath a tree, captioned "GIRLS IN EDUCATION", set against a salmon-toned guilloche underprint with repeated microtext. The Reserve Bank of Malawi coat of arms appears at upper centre, with a cichlid fish vignette to its right and a stylised fish-shaped RBM logo at lower right. A dark burgundy band across the lower portion carries the denomination "K10" and issuer name "RESERVE BANK OF MALAWI", with "TEN KWACHA" and "K10" repeated vertically along the right border. |
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| Comments |
The 1997 date places this note late in a period of acute fiscal stress for Malawi — the IMF and World Bank had suspended aid disbursements in 1992 over governance concerns, and the country's transition from Banda's one-party state to multiparty democracy in 1994 left the Reserve Bank managing serious exchange rate instability. The kwacha had lost significant ground against the dollar through the mid-1990s, and notes of this denomination were passing through hands quickly.
Thomas De La Rue's involvement here is unremarkable by regional standards — they printed the majority of Malawi's notes across this period — but the cotton substrate on a note of this size and denomination was a deliberate cost-acceptance, since lighter-use denominations in neighboring countries had already shifted to polymer by this point.