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10 Rupees 7-Year National Savings Certificate; Fifth Issue
| Issuer | Government of India |
|---|---|
| Year | 1973 |
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| Composition | Paper |
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| Obverse description | Blue letterpress on cream paper with ornate guilloche border; denomination '10' at upper left and right flanking the bilingual title in Hindi (7-वर्षीय राष्ट्रीय बचत-पत्र) and English. The Ashoka Lion Capital emblem appears at lower left and right corners. Fields for holder name, post office, date of issue, and registered number are printed below the promise-to-pay text, with 'V ISSUE' and 'FIFTH ISSUE' indicated. |
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| Reverse lettering | 7-वर्षीय राष्ट्रीय बचत-पत्र पांचवां निर्गम 7-YEAR NATIONAL SAVINGS CERTIFICATE FIFTH ISSUE 10 10 निवेशित राशि: 10 रुपये Amount invested Rs.10/- प्राप्ति की रसीद RECEIPT ON DISCHARGE रुपये पैसे (शब्दों और अंकों में) यदि भुगतान का दावा बचत-पत्र के जारी किए जाने की तारीख से तीन वर्ष पूरे होने के बाद किया जाए तो। If payment is claimed after three complete years from the date of issue. पूरे 3 वर्षों के बाद 12.20 After 3 complete years. पूरे 4 वर्षों के बाद 12.20 " 4 " पूरे 5 वर्षों के बाद 14.20 " 5 " पूरे 6 वर्षों के बाद 14.20 " 6 " पूरे 7 वर्षों के बाद 16.60 " 7 " Received amount of Rs. paise (in words and figures) in cash / by purchase of fresh certificates vide application attached. Signature(s) / thumb impression(s) Date टिप्पणी: धारक को परामर्श दिया जाता है कि वह इस पत्र का क्रमांक तथा निर्गम की तारीख नोट करके अपने पास रखे और पत्र खो जाने पर उस कार्यालय को शीघ्र सूचित करें जहां वह पत्र पंजीकृत किया गया है। Note: The holder is advised to keep a note of the serial number and date of issue of this certificate and to notify immediately the office at which the certificate is registered, in the event of loss of the certificate. OBLONG M.O. STAMP आयकर मा. आ. मुहर केवल सक्षम प्राधिकारी की अनुमति से हस्तांतरणीय। TRANSFERABLE WITH THE PERMISSION OF THE COMPETENT AUTHORITY ONLY. |
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| Comments |
National Savings Certificates occupy an odd corner of Indian fiscal history — technically securities rather than currency, yet printed at Nasik Road by the same press responsible for the Republic's banknotes. The Fifth Issue of this series was part of a long-running small-savings mobilization program that successive Indian governments used to draw rural and low-income depositors into formal financial instruments, particularly after the nationalisation of major banks in 1969 sharpened the push toward mass participation in state-directed savings schemes.
The seven-year lock-in period on this issue was a deliberate policy choice, designed to fund medium-term development expenditure without the liquidity pressures of shorter instruments. India Security Press, Nasik Road handled the entire production run.