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100 Francs

Issuer Toggenburger Bank
Year 1864
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Value 100 Francs
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Obverse description Printed in black intaglio on white paper, the note is framed by a repetitive letterpress border reading HUNDERT at top and bottom. The upper register is dominated by a finely engraved panoramic vignette of the town of Lichtensteig set within an oval, flanked on either side by ornate guilloche medallions bearing the numeral 100. To the left, an allegorical figure of a seated woman operates a spinning wheel, while to the right a classical female figure reclines against a rocky outcrop. The bank title Die Toggenburger Bank is rendered in elaborate gothic script across the top, with the denomination HUNDERT FRANKEN in bold serif type at centre, above manuscript fields for date and the signatures of the Cassier, Präsident, and Director.
Obverse lettering 100 Die Toggenburger Bank 100 in LICHTENSTEIG zahlt gegen diesen CASSASCHEIN HUNDERT FRANKEN LICHTENSTEIG, den 1864 Der Cassier: Der Präsident: Der Director:
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Comments

The Toggenburger Bank was one of roughly eighty cantonal and private note-issuing banks operating in Switzerland during the mid-nineteenth century, before the Federal Banking Act of 1881 began consolidating that chaotic plurality toward a single national currency. Based in Lichtensteig in the Toggenburg valley of Canton St. Gallen, it was a modest regional institution — the kind whose notes rarely traveled far from the issuing district and were typically redeemed quickly by locals who knew the bank personally.

Surviving examples from the 1864 series are genuinely rare; the Swiss cantonal private bank notes of this period suffered heavy attrition during the redemption campaigns of the 1880s and 1890s, when most were called in and pulped.

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