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100 Rupees - Specimen Travellers Cheque - Syndicate Bank

Issuer Syndicate Bank
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Value 100 Rupees 100 INR = USD 1.06
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Obverse description Light brown cheque printed in blue-grey with a guilloche vignette at left enclosing a cat vignette, and a circular guilloche denomination panel at right reading Rs 100. The bank name appears in both Devanagari script and Roman lettering at centre, with bilingual text fields for payee, countersignature, and negotiability terms. SPECIMEN overprinted in red across the lower centre.
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Reverse description Reverse entirely unprinted, presenting a plain cream-coloured paper surface with no text, vignette, or security elements. A faint pinkish discolouration is visible along the left edge.
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Syndicate Bank was one of the "Canara" group of banks founded in coastal Karnataka — established in Udupi in 1925, originally as Canara Industrial and Banking Syndicate. By the time travellers cheques of this type were issued, the bank had been nationalised under India's 1969 banking nationalisation wave, which brought fourteen major private banks into state ownership in a single legislative stroke.

Specimen travellers cheques were produced for training, demonstration, and regulatory approval purposes and were never valid for encashment. The SPECIMEN overprint renders this piece formally inert, which is precisely what makes surviving examples collectible — most were pulped once their administrative purpose was served.

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