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20 Pesos Oro Legal
| Issuer | Crédito Caucano, Popayán |
|---|---|
| Year | 1919 |
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| Composition | Cotton paper |
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| Obverse description | Black and red intaglio print on white paper. At left, a classical female allegorical figure in three-quarter profile faces right, rendered in fine line engraving. The upper portion bears the title 'CÉDULA HIPOTECARIA' above the large bold inscription 'CRÉDITO CAUCANO', with a guilloche-framed central vignette bearing the overprinted red 'SPECIMEN' across the large numeral '20'. Signature lines at the lower centre read 'Popayán, (Colombia)', flanked by positions for El Presidente de la Junta Directiva, El Gerente, and El Secretario; the ABNC imprint appears at the bottom edge. |
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| Obverse lettering | CÉDULA HIPOTECARIA CRÉDITO CAUCANO SECCIÓN HIPOTECARIA ESTABLECIDA EN VIRTUD DE CONTRATO CELEBRADO CON EL GOBIERNO DE LA REPÚBLICA DE COLOMBIA, EN 31 DE JULIO DE 1919, DE ACUERDO CON LA LEY 24 DE 1905. EL CRÉDITO CAUCANO PAGARÁ AL PORTADOR, EN LAS CONDICIONES INDICADAS AL RESPALDO, LA CANTIDAD DE VEINTE PESOS ORO LEGAL AL INTERÉS DE CUATRO POR CIENTO ANUAL. LOS INTERESES SE PAGARÁN EL 31 DE ENERO DE CADA AÑO. Popayán, (Colombia) EL PRESIDENTE DE LA JUNTA DIRECTIVA EL GERENTE EL SECRETARIO AMERICAN BANK NOTE COMPANY Serie A 000000 |
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| Comments |
Crédito Caucano was one of Colombia's regional private banks operating under the banking laws that permitted departmental institutions to issue their own currency. By 1919, many of these banks were already in their twilight — the Banco de la República, established in 1923, would consolidate note-issuing authority and effectively end private bank circulation. That Crédito Caucano was still printing notes four years before that consolidation, and commissioning them from the American Bank Note Company no less, suggests the bank remained a functioning commercial entity in the Cauca region.
The ABNC's involvement is worth noting — their work for Colombian provincial issuers was not unusual, but the production cost of sending an order to New York tells you something about the ambitions of even mid-tier regional institutions.