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3 Riksdaler Banco

Issuer Smålands Privat Bank
Year 1837
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Composition Cotton paper
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Obverse description The note is executed in letterpress with an ornate engraved border of scrollwork and guilloche panels enclosing the central design. At the upper centre, a crowned royal coat of arms vignette is flanked by the numeral '3' in each upper corner, with the issuer's name 'SMÅLANDS PRIVAT BANKS' inscribed in bold lettering beneath. A central oval guilloche medallion bears the denomination 'TRE' in large letters, flanked by the abbreviated inscriptions 'Riksd:' and 'Banco', with the redemption clause text, place, and manuscript date 'Jönköping den 30 September 1842' appearing below, accompanied by three handwritten signatures.
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Reverse description No second image was provided; the reverse description cannot be determined from available sources with certainty.
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Comments

Smålands Privat Bank was one of Sweden's early provincial note-issuing banks, operating under the riksbank framework that permitted private institutions to issue their own paper currency against a metallic reserve. The Riksdaler Banco was the unit of account tied to the Riksbank's copper and silver standard — a deliberately cautious anchor during a period when provincial bank failures elsewhere in Europe had made the public wary of private paper.

Cotton-based paper produced domestically in Jönköping was the norm for provincial Swedish issues of this decade. The 3 Riksdaler denomination sits in the middle register of the series, typically the heaviest-circulating tier.

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