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5 Pesos Oro Legal
| Issuer | Banco de Caldas |
|---|---|
| Year | 1919 |
| Type | Standard circulation banknote |
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|---|---|
| Obverse lettering | SECCIÓN HIPOTECARIA ESTABLECIDA EN VIRTUD DE CONTRATO CON EL GOBIERNO DE LA REPÚBLICA DE COLOMBIA DE ACUERDO CON LA LEY 24 DE 1905 EL BANCO DE CALDAS PAGARÁ AL PORTADOR, EN LAS CONDICIONES INDICADAS AL RESPALDO, LA CANTIDAD DE CINCO PESOS ORO LEGAL AL INTERÉS DEL CUATRO POR CIENTO ANUAL LOS INTERESES SE PAGARÁN EL 31 DE JULIO DE CADA AÑO EL CAPITAL SE PAGARÁ EL DÍA DE DE 19 MANIZALES (COLOMBIA) DE DE 191 EL GERENTE EL SECRETARIO 5 |
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| Reverse lettering | BANCO DE CALDAS CONDICIONES 1ª EL CAPITAL Y LOS INTERESES DE ESTA CÉDULA ESTÁN GARANTIZADOS POR LOS CRÉDITOS ACTIVOS DE LA SECCIÓN HIPOTECARIA DEL BANCO DE CALDAS. 2ª EL CAPITAL DE ESTA CÉDULA SE PAGARÁ AL PORTADOR A SU VENCIMIENTO. 3ª LOS INTERESES SE PAGARÁN AL PORTADOR Y SERÁN EXIGIBLES EL 31 DE JULIO DE CADA AÑO. SECCIÓN HIPOTECARIA. AMERICAN BANK NOTE COMPANY. |
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| Comments |
Banco de Caldas was a regional Colombian bank operating out of Manizales, chartered under the banking laws that proliferated after the country's 1905 monetary reorganization. Its notes circulated primarily within the coffee-producing departments of the Colombian interior, where local credit instruments often moved more reliably than distant Bogotá-issued currency.
The American Bank Note Company handled an enormous share of Latin American paper at this period, and Caldas's contract was one of dozens running simultaneously through the New York plant. What distinguishes this issue is its timing: by 1919, Colombia was already moving toward centralized banking, and private departmental banks like Caldas were operating on borrowed time. The Banco de la República, established in 1923, effectively ended their note-issuing authority.