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500 Rupees Twelve Year Savings Certificate
| Issuer | Pakistan Post Office |
|---|---|
| Year | 1948 |
| Type | Cheques |
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| Obverse description | Pakistan Post Office 12 Year Savings Certificate for Five Hundred Rupees, with central text block detailing the certificate terms and holder conditions. Inscriptions read NOT TRANSFERABLE EXCEPT WITH THE PERMISSION OF THE HEAD POSTMASTER, with spaces for post office date stamp. The document is printed in letterpress on plain paper stock. |
|---|---|
| Obverse lettering | Log in to see details |
| Reverse description | Reverse printed in rose-pink on cream paper within a floral guilloche border. Left panel contains the RECEIPT ON DISCHARGE form with ruled lines for amount in figures and words, a box for signature or thumb impression of holder, and a note advising holders to record the serial number. Right panel carries a redemption value table showing accrued amounts from 1.5 to 12 complete years, capped at Rs. 750-0-0, with the caveat NOT ENCASHABLE TILL END OF 18 MONTHS. |
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| Comments |
Pakistan Post Office savings certificates were among the first financial instruments issued after partition in August 1947, filling a vacuum left by the dissolution of British India's monetary infrastructure before the State Bank of Pakistan had fully established its operations. This particular twelve-year term certificate was designed as a long-term instrument for small savers, redeemable at maturity for a sum substantially above face value — the mechanics of which were governed by postal rules rather than banking legislation.
Surviving examples from 1948 are genuinely uncommon. Most were either redeemed and cancelled through normal postal channels or lost during the enormous population displacement that continued well into 1948.