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CEC Banca Agricolă S.A.
| Issuer | Banca Agricolă S.A. |
|---|---|
| Year | 1998 |
| Type | Log in to see details |
| Value | Log in to see details |
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| Composition | Log in to see details |
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| Shape | Rectangular |
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| Obverse description | The obverse is divided into two principal sections on a light green guilloche underprint. The left stub panel carries the issuer name BANCA AGRICOLĂ - S.A. and the abbreviation CEC in bold, above printed fields for date, amount in LEI (in words and figures), drawer, beneficiary, and drawn-for details, with a space for the drawer's signature. The main body bears the Banca Agricolă logo vignette at upper left, the heading BANCA AGRICOLĂ - S.A. and the instruction Plătiți în schimbul acestui CEC across the top, with fields for place of issue, date, amount in LEI (in words and figures), payee, and a bank branch stamp area at centre, alongside the address BUCUREȘTI Str. Smârdan nr. 3 and the notation Regim special at upper right; the drawer's signature line and L.S. seal space appear at lower right. |
|---|---|
| Obverse lettering | Log in to see details |
| Reverse description | The reverse is printed on a plain cream ground and organized into three main panels. The left panel provides an endorsement section headed 1) GIRANT with fields for the endorsee (Girat către), date, and a space for the guarantor's signature and seal (Semnătura girant / L.S.), accompanied below by a payment-purpose grid with columns for SCOPUL PLĂȚII, SUME PARȚIALE, SUME TOTALE, and COD OP. NUM., with a TOTAL line at the foot. The central panel contains a denomination breakdown table listing banknote face values from 50.000 down to 1 LEI with columns BUC., CUPIURĂ, and TOTAL LEI, surmounted by the heading TOTAL MONETAR (LEI). The right panel is reserved for beneficiary identification data (NUMELE, PRENUMELE, B.I. SERIA, NR., EMIS DE, LA DATA DE) and cashier confirmation fields (AM PRIMIT SUMA DIN MONETAR, VERIFICAT DATA, ACHITAT CASIER), with a duplicate payment-purpose grid at the far right. |
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| Comments |
Banca Agricolă S.A. was one of Romania's largest state-controlled commercial banks through the 1990s, carrying a substantial inherited portfolio of bad agricultural loans from the communist-era cooperative system. By 1998, the bank was effectively insolvent — a fact the government was slow to acknowledge. It was eventually restructured and absorbed into Raiffeisen Bank România in 2002 after a costly state bailout that drew criticism from the IMF.
These instruments date from the period when the bank was still operating under the fiction of solvency.