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| 正面描述 | Black intaglio on white cotton paper. The central vignette presents a seated male figure resting against a harvested sheaf of grain, with agricultural implements in the background, set within an ornate lathe-work frame. The bank title EL BANCO DEL VALLE DE CHICAMA arches across the upper margin in bold letterpress, the denomination VEINTE CENTAVOS DE SOL appears in large letters below the vignette, guilloche rosettes at the upper corners each carry the fractional value 1/5 SOL, and the American Bank Note Co. New York imprint runs along the lower border. |
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| 正面铭文 | EL BANCO DEL VALLE DE CHICAMA Pagará á la vista al portador VEINTE CENTAVOS DE SOL en moneda corriente ASCOPE DIRECTORES. XX·VEINTE·XX American Bank Note Co. New York |
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The Banco del Valle de Chicama was a private agricultural bank serving Peru's northern sugar-producing region — the Chicama Valley was one of the most productive cane-growing areas on the Pacific coast, and the bank's notes circulated largely within that economic ecosystem rather than nationally. Private provincial banks of this type proliferated in Peru during the early 1870s before the fiscal pressures of the War of the Pacific effectively ended most of them.
The American Bank Note Company contract is consistent with Peruvian banking practice of the period — Lima and regional issuers alike routinely sent their plate work to New York.