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| 正面描述 | Green guilloche border frames the certificate. A central oval guilloche vignette contains the denomination '$0,01$' in purple letterpress. Serial number in red at top, with the issuer name 'Bank Polska Kasa Opieki SA' in cursive script and the Pekao logotype at foot, dated Warsaw, 1 January 1960. |
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| 背面描述 | Uniform teal guilloche underprint covers the entire reverse. A large central oval guilloche vignette contains the Pekao monogram logotype. A rectangular NBP cancellation stamp dated 18 V 1972 appears at lower right. Redemption disclaimer text is printed in small letterpress along the lower margin. |
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Pekao's Foreign Exchange Certificates were introduced in 1960 as a mechanism to capture hard currency from Poles receiving remittances from abroad — predominantly dollars sent by emigres in the United States. Rather than allow foreign currency to circulate or be exchanged at the black-market rate, the state channeled it through Pekao, issuing these certificates redeemable only at Pewex stores for Western goods unavailable through normal socialist retail channels.
The 1-cent denomination is the smallest in the series and existed primarily to account for change in Pewex transactions. Printed by the Polish Security Printing Works (PWPW) in Warsaw, the certificates were not legal tender and carried no exchange guarantee — their value was entirely contingent on what the state chose to stock on Pewex shelves.