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| 正面描述 | Plain rectangular letterpress design in burgundy with decorative borders enclosing an ornate oval frame at centre. The denomination "1 K" appears within the oval, surrounded by period-style typographic ornaments characteristic of Bohemian municipal notgeld issues. |
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| 正面铭文 | SPOŘITELNA 1 K MĚSTA OPOČNA vyplatí za poukázku tuto pravou hodnotu peněžní. (Translation: SAVINGS BANK 1 K OF THE TOWN OF OPOČNO pays out this voucher for its true monetary value.) |
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Opočno is a small Bohemian town of no particular monetary significance, which is precisely why this note exists. When Austria-Hungary's coin supply collapsed in the opening months of the First World War — silver and copper hoarded almost overnight — hundreds of municipalities and local savings institutions across the empire were forced to issue their own emergency fractional paper. Spořitelna města Opočna was one of them, plugging a gap the central authorities could not fill fast enough.
These Notgeld-style local issues were technically unauthorized but were tolerated by Vienna out of necessity. Most were redeemed and destroyed once official coinage returned, leaving surviving examples genuinely scarce.