1 Pound-10 Shillings

The Halifax Banking Company was a Yorkshire private bank founded in 1791, one of dozens of English country banks issuing their own notes under the system that Parliament would begin dismantling with the 1826 Country Bankers Act — legislation passed directly in response to the catastrophic wave of provincial bank failures in 1825 and 1826. This note dates to that precise moment of crisis. Whether it circulated freely or was caught in the panic is an open question, but the timing is not incidental.

The engraver credit to Maverick almost certainly refers to Peter Maverick of New York, whose firm took on British commissions during this period — an American hand cutting plates for an English country bank on the eve of its regulatory extinction.