1 Pound

The Douglas & Isle of Man Bank was a short-lived private institution, and the Holmes family partnership that co-issued this note operated in an era when Manx banking was notoriously unstable — several local banks collapsed in the 1820s and 1830s, taking depositors with them. By 1844 the regulatory situation on the island remained loose enough that private individuals could still put their names directly on circulating paper, which is precisely what Henry John and James Holmes did.

Notes of this type were printed locally rather than contracted to the established London or Edinburgh security printers, which accounts for the relatively modest production quality seen across the series. Surviving examples are rare; the bank did not have a long operational life after this date.