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| 正面描述 | Printed in black on plain paper, the note is laid out in a typographic letterpress style with the Imperial Russian double-headed eagle vignette at top centre serving as the principal heraldic device. The text body, rendered in three languages — Swedish, Finnish, and Russian — fills the note field with a formal declaration of deposit redeemable in Imperial Russian Bank Assignats. The overall design is austere and utilitarian, consistent with early nineteenth-century Finnish banking issues under Russian Imperial authority. |
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| 正面铭文 | En Rubel Uti Storfurstemdömet Finlands wäxel-depositions och låne-bank är insatt en summa av en rubel kejserliga ryska banko-assignationer, hvilka 1 rubel innehafveren häraf har att återbekomma. (Translation: One Rouble In the Grand Principality of Finland`s Exchange-Deposit and Loan Bank is held the sum of one rouble Imperial Russian Bank Assignats, of which the holder has 1 roubel to receive. One Rouble) |
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The Wäxel-, Depositions- och Lånebanken i Finland was the first bank established in Finland after the territory passed from Swedish to Russian control in 1809, operating under the authority of the Russian Imperial administration rather than any Finnish governing body. Its notes circulated in a peculiar monetary environment: Finland retained the Swedish riksdaler as its unit of account for years before the rouble was imposed as the official currency, making early rouble-denominated issues like this one instruments of a deliberate monetary realignment rather than organic commercial tools.
By 1840 the bank had been reorganized into the Bank of Finland, and earlier notes were called in. Survivors from the 1823 series are genuinely uncommon.