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| 背面描述 | Printed in green intaglio, the reverse centres on a detailed architectural vignette of the Bank of Montreal's head office building in Montreal, rendered with fine line engraving and set within an ornate frame. Large guilloche rosettes bearing the numeral 10 occupy the left and right fields, with the legend BANK OF MONTREAL arching across the top and TEN DOLLARS in bold lettering along the lower border. The printer's imprint CANADIAN BANK NOTE COMPANY, LIMITED appears in small text at the bottom. |
| 背面铭文 | BANK OF MONTREAL TEN DOLLARS CANADIAN BANK NOTE COMPANY, LIMITED |
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The Bank of Montreal's 1931 series was issued during a period of severe economic contraction, and denominations like this ten-dollar note circulated in a country where bank failures south of the border were making Canadians acutely nervous about paper currency generally. Canada's chartered banks, unlike their American counterparts, weathered the Depression without mass collapse — partly due to branch banking regulations that spread risk in ways the unit-banking system in the U.S. could not.
The Canadian Bank Note Company had been printing chartered bank issues from Ottawa since its formation in 1897, and by 1931 had effectively consolidated most of that business away from American security printers. Pick 554 is the standard reference for this issue, though date and signature varieties within the broader 1931 Bank of Montreal series repay closer attention.