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| 正面描述 | Blue-tinted note with an ornate guilloche border enclosing the central text area. A small vignette with a coat of arms appears in the upper left, flanked by decorative foliate cartouches on either side. The serial number is printed at the top centre, with the denomination ДЕСЕТ ПЕРПЕРА in large Cyrillic letterpress at the centre, the date Цетиње, 25. јула 1914 below, and two manuscript signature lines at the lower centre representing the President of the Main State Control and the Minister of Finance. |
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| 背面铭文 | КРАЉЕВИНА ЦРНАГОРА ДЕСЕТ ПЕРПЕРА Упутница издана на основу закона од 25. јула 1914. Прављење и протурање лажних упутница казниће се по § 145 и 146. кривичног закона. |
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Montenegro's wartime treasury notes of 1914 were printed domestically in Cetinje — an unusual choice, and a logistically constrained one. With the Balkan Wars barely concluded and the First World War opening on Montenegro's doorstep, sourcing foreign printing services was neither practical nor politically straightforward. The Glavna Državna Blagajna had been issuing treasury obligations since 1912, and this series continued that pattern of state-backed paper rather than central bank currency.
Domestic printing meant limited technical sophistication in the security features, and contemporary counterfeiting was a known concern with the series.