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| 背面描述 | Green letterpress reverse printed on plain paper, centred on an oval cartouche surrounded by an ornate scrollwork border with corner roundels. Within the cartouche, a four-line German motto is rendered in flowing script against a fine horizontal-line underprint background. |
| 背面铭文 | In deiner Hand ist es gelegen Ob Fluch ich werde oder Segen. |
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Bezirkssparkasse Neustadt an der Saale was one of hundreds of German district savings banks that resorted to issuing Notgeld during the acute coin shortages of the First World War and its aftermath. This 10 Pfennig note, printed locally by Franz Scheiner in Würzburg, is a straightforward piece of small-denomination emergency currency — functional, regional, and produced to fill a gap that the Reichsbank had no interest in plugging at that level.
Scheiner was a Würzburg commercial printer, not a specialist security firm, which is exactly the point: by 1917–1918, material shortages and administrative pressure had pushed Notgeld production into the hands of whoever had a press and paper.