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| 正面描述 | Engraved note in ornate copperplate script throughout. A royal crown vignette is centered at the top, above the promise-to-pay text. Denomination "Ten Pounds" appears twice in the upper corners and once in bold script at lower left, with "SOUTH AUSTRALIA" in vertical letterpress along both lateral margins. |
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| 正面铭文 | ENGLISH, SCOTTISH & AUSTRALIAN CHARTERED BANK TEN TEN POUNDS SOUTH AUSTRALIA Promise to pay the Bearer on Demand the Sum of Ten Pounds here Value rec'd Adelaide the day of 18 For the English, Scottish & Australian Chartered Bank Manager |
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The English, Scottish & Australian Chartered Bank was absorbed into the ANZ Banking Group's lineage through a chain of mergers, but in 1910 it was still operating as a distinct colonial institution with note-issuing rights in Australia. High-denomination private bank notes from this period circulated primarily in commercial and pastoral transactions — retail trade rarely saw a ten-pound note.
Private bank issue in Australia was effectively ended by the Commonwealth Bank Act and subsequent legislation that progressively curtailed trading bank note issue through the 1910s and 1920s. Notes of this type were already heading toward obsolescence within years of printing.