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| 正面描述 | Printed in red on cream paper, the obverse carries a central guilloche cartouche bearing the numeral '10' overlaid on a charkha (spinning wheel) vignette, with 'RUPEES' and 'CHARKHA JAYANTI' below. To the left, an arched panel encloses a seated weaver at a loom; a matching blank arch to the right bears an 'ISSUED BY' panel with fields for date and signature of issuing authority. |
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| 正面铭文 | ISSUED WITH APPROVAL OF KHADI & VILLAGE INDUSTRIES COMMISSION 10 RUPEES CHARKHA JAYANTI KHADI HUNDI HUNDI EXCHANGEABLE FOR KHADI AT CERTIFIED BHANDARS. REDEEMABLE BY ISSUING INSTITUTION. VALID, IF SIGNED, FOR ONE YEAR FROM THE DATE OF ISSUE. DATE ISSUED BY SIGNATURE OF ISSUING AUTHORITY. RS. 10 |
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The Khadi & Village Industries Commission, established under the Industries (Development and Regulation) Act of 1951 as a statutory successor to the All India Spinners Association, issued these hundis as internal instruments to facilitate payment within the khadi production network — essentially promissory notes exchanged between weavers, spinners, and commission depots rather than currency in any formal sense. They circulated within a closed economic ecosystem deliberately insulated from the commercial banking system, reflecting Gandhian economic philosophy as institutionalized policy rather than mere symbolism.
The Reserve Bank of India never authorized these as negotiable instruments under the Negotiable Instruments Act, which raises genuine questions about their legal standing outside the KVIC network.