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10 Yuan - Teller Practice Banknote 中国信合

Issuer China Rural Credit Cooperative Union (中国农村信用合作联社)
Year 1998
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Composition Paper
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Obverse description Printed entirely in dark blue on a light blue guilloche underprint. Central vignette shows a multi-storey modern institutional building. At upper left, the China Credit Union logo above the text 中国信合; at upper right, a rosette guilloche bearing the numeral 10. Vertical inscription 点钞券 at left margin; denomination 10 at lower left.
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Reverse lettering 练功
专用
ZHONGGUO NONGCUN XINYONG HEZUO LIANSHE
10
1998
(Translation: For practice only.)
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Comments

China Rural Credit Cooperative Union produced these teller training notes in the late 1990s specifically to drill counter staff in cash handling without using genuine currency. They were never legal tender and carried no monetary value, but they were printed to a standard close enough to actual RMB that new employees could practice detection, sorting, and authentication procedures under realistic conditions. The cooperative network at this period was enormous — tens of thousands of rural branches across the country, many staffed by personnel with little formal banking training.

The "中国信合" branding identifies the unified cooperative system before its 2003 restructuring under the People's Bank.

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