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| 正面描述 | Printed entirely in blue on cream paper, the obverse carries a central panoramic vignette of the town of Neuchâtel along the lakeside at the top centre, flanked by serial number and series cartouches. Two oval side vignettes frame the composition: at left, a grape-harvest scene with figures at barrels amid foliage, and at right, a figure seated at a watchmaker's or lacemaker's workbench by a window, both enclosed in ornate guilloche surrounds. The denomination "cent francs." is set in large bold script at centre, above three manuscript signatures for the Contrôleur, Caissier, and Directeur, with a decorative central cartouche below bearing the creation date and place within an industrial vignette including a locomotive. |
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| 正面铭文 | FRANCS 100 Banque Cantonale Neuchâteloise IL SERA PAYÉ EN ESPÈCES, A VUE, AU PORTEUR, cent francs. Le Contrôleur, Le Caissier, Le Directeur, 100 CRÉATION DU 1er MAI 1878 NEUCHÂTEL FRANCS |
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The Banque Cantonale Neuchâteloise was one of several Swiss cantonal banks empowered to issue their own notes before federal centralization — a process that dragged on until the Swiss National Bank finally absorbed cantonal note-issuing rights in 1910. This 1878 issue predates the major consolidation debates by a decade, placing it firmly in the period when cantonal institutions still operated with genuine monetary independence.
P#S408 is catalogued in the Specialized series precisely because it never circulated nationally — its validity was confined to Neuchâtel. Surviving examples in any condition are uncommon; regional Swiss cantonal paper of this vintage rarely escaped the redemption furnace intact.