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| 正面描述 | Central intaglio vignette of Ferdinand Magellan in portrait bust, set within foliate scrollwork and flanked by engraved denomination numerals "100" at left and right margins. A circular red seal with the date of issue appears to the right of the vignette, with two manuscript signatures below, all printed over an engraved green guilloche field extending across the entire note. A bold red overprint of the denomination in stylized script serves as an underprint across the lower centre. |
|---|---|
| 正面铭文 | PHILIPPINE NATIONAL BANK CIRCULATING NOTE ISSUE UNDER THE PROVISIONS OF ACT NUMBER 2612 OF THE PHILIPPINE LEGISLATURE AS AMENDED BY ACT 2747 THE PHILIPPINE NATIONAL BANK WILL PAY THE BEARER ON DEMAND ONE HUNDRED PESOS IN LAWFUL CURRENCY OF THE PHILIPPINE ISLANDS |
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The Philippine National Bank was established in 1916 primarily to extend agricultural credit and break the grip of private moneylenders on the rural economy — a policy ambition that outpaced the institution's capitalization almost immediately. By 1920 the bank was in serious financial trouble, having made large unsecured loans to sugar interests during the wartime boom. The collapse of sugar prices that same year triggered a liquidity crisis that nearly destroyed the institution entirely and required a major government bailout.
That this note was printed by the BEP in Washington rather than produced locally reflects the absence of any adequate printing facility in the islands at the time. The Philippine government remained dependent on Washington for its security printing well into the American colonial period.