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| 正面描述 | Uniface letterpress note printed in black on plain paper stock, entirely typographic with no pictorial vignette. The denomination 'Sch: 12 B:co.' is set in large Gothic blackletter type at the head, followed by the full Swedish-language promise text and the issuance place-date line 'Stockholm den' completed in manuscript; below, the denomination is restated bilingually in Swedish and Finnish, succeeded by a small-print anti-counterfeiting warning paragraph citing the Royal Proclamation of July 1819, with two manuscript signatories at the foot. |
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| 正面铭文 | Sch: 12 B:co. Tolf Schillingar Banco äro uti Riksens Ständers Wäxel-Banque insatte, som Sedelhafwaren emot denna Sedel af Banquen utbekommer. Stockholm den Tolf Schillingar Banco. Kaksitoista Kymmendä Skillingiä. Den som denne Sedel efterapar eller förfalskar, skall warda hängd; Men den, som uptäcker Efteraparen, Förfalskaren, eller Utpränglaren, undfår belöning enligt Kongl Kungörelsen af den Juli 1819. |
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Riksens Ständers Wäxel-Banque — the Estates of the Realm's Exchange Bank — was one of the oldest central banking institutions in the world, tracing its origins to 1668. By the 1830s it was still operating under parliamentary oversight rather than royal control, a constitutional arrangement that made the Swedish central bank structurally unlike virtually any other in Europe at the time.
The skilling banco denomination places this note within Sweden's pre-decimal monetary system, which persisted until the riksdaler riksmynt reform of 1855. Twelve skilling was a fractional workhorse value — useful in daily commerce but rarely saved, which accounts for why surviving examples from this fifteen-year issue window are genuinely hard to locate in respectable condition.