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| 背面描述 | Green-toned reverse with a full-length intaglio-style vignette of Nikola Šubić Zrinski in 16th-century armour and fur-trimmed coat. Denomination numeral 20 appears at left and right; interlaced knotwork emblem with Croatian historical shields at upper left; serial number and issuer name printed vertically at right. |
| 背面铭文 | DVADESET BANICA 20 HR 737716 HRVATSKA BANKA 20 NIKOLA ŠUBIĆ ZRINSKI SIGET 1566 |
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| 备注 |
Hrvatska Banka was never an operational central bank in any conventional sense — it was established by the Croatian parliament in 1990 as a preparatory institution ahead of independence, and these banica-denominated notes were issued as a political statement as much as a monetary instrument. Croatia was still formally part of Yugoslavia when they appeared, and the Yugoslav federal authorities considered them illegal tender.
The banica itself — one hundredth of the Croatian dinar — had no predecessor in living memory, the name revived from pre-war usage. Notes of this series were never widely circulated for transactions and were quickly superseded once the Croatian dinar was formally introduced in December 1991.