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| 正面描述 | The obverse is dominated by an intaglio portrait of King Mohammed VI at right, rendered in fine engraved detail against a violet and lilac guilloche underprint. At centre-left, a vignette of a traditional Moroccan architectural pavilion with fountain is set within ornate geometric and floral patterning characteristic of Moroccan decorative arts. The denomination numeral '20' appears in large format at lower left and at right margin, with the bank title in Arabic script and the Arabic date 1445-2023 inscribed vertically along the left edge. |
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| 背面铭文 | BANK AL-MAGHRIB 20 DIRHAMS خير الناس أنفعهم للناس وما من أحد يصلح للناس وللأرزاق إلا ويرزقه الله |
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Bank Al-Maghrib introduced a revised banknote family in 2023, continuing its practice of periodic security upgrades rather than full redesigns. The Pick 79 designation places this as a relatively recent addition to the current series, and the inclusion of color-shifting ink alongside an updated security thread reflects the issuing authority's alignment with post-2020 global standards for mid-denomination notes — a tier historically vulnerable to counterfeiting in North African circulation.
Cotton substrate sourced for Moroccan currency has long been procured through international tender, though the printer for this specific issue has not been officially confirmed in publicly available documentation.