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| 正面铭文 | DOMINION OF CANADA THE Royal Bank of Canda WILL PAY TO BEARER ON DEMAND 20 20 TWENTY DOLLARS MONTREAL JAN 2nd, 1909. BARBADOS PAYABLE AT BRIDGETOWN BARBADOS 20 TWENTY |
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| 背面铭文 | 20 ROYAL BANK OF CANADA HONI SOIT QUI MAL Y PENSE DIEU ET MON DROIT (Translation: Shamed be the one who thinks ill of it. God and my right.) |
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The Royal Bank of Canada was still headquartered in Halifax when this series was designed, having only recently relocated its operational center to Montreal. The 1909 chartering period saw several Canadian chartered banks commissioning high-denomination notes from ABNC simultaneously, making differentiation between contemporaneous issues a matter of close scrutiny for collectors today.
Chartered bank notes in Canada remained legal tender alongside Dominion of Canada government issues until the Bank of Canada Act of 1934 forced private banks out of the currency business entirely. This note predates that transition by a quarter century.