20 Dollars - Midlantic Handy Teller Money

MidLantic Bank operated primarily in New Jersey and Pennsylvania before its acquisition by PNC Bank in 1996. The "Handy Teller Money" designation identifies this as a scrip-format instrument tied to the bank's ATM network — effectively a provisional or promotional cash substitute rather than a conventional banknote, which is why it surfaces in notaphilic collections rather than numismatic ones. The distinction matters for cataloging purposes.

MidLantic's ATM program was among the earlier regional rollouts in the mid-Atlantic states, and these pieces were not intended to outlast the transaction.