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20 Francs Stembert

Issuer Commune de Stembert (Province de Liège)
Year 1914
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Composition Paper
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Obverse description Baroque-style design printed in red on a pale pink ground, with ornate garlands, columns, and putti forming the decorative framework. The denomination appears at centre-left and centre-right within dark green cartouches, with all principal text in red except the value and signatures, which are rendered in dark green. A black serial number appears in the upper right corner.
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Protection description Mauve municipal cachet stamp applied to the reverse; sequential black serial number printed on both obverse and reverse; three handwritten signatures of the Collège Échevinal on the obverse.
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Stembert was a small industrial commune in the Liège arrondissement, and like dozens of Belgian municipalities caught unprepared by the German invasion of August 1914, it issued emergency fractional and low-denomination paper to replace metal coinage that had vanished almost overnight into hoarding and requisition. These commune-level notes were never centrally coordinated — each town improvised its own typography, authorization stamps, and signatory arrangements, which is why the series varies so wildly in paper quality and execution from one village to the next.

Stembert was absorbed into the city of Verviers in 1977, making the issuing authority itself long extinct.

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