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| 正面铭文 | Stadt Rattenberg in Tirol Zwanzig 20 Heller WAGNER INNSBRUCK. |
| 背面描述 | Printed in brown and red on cream paper, the reverse presents to the left an intaglio-style vignette of a bearded male figure in period costume, set within an oval frame entwined with rope-like decorative borders and a red-and-white striped ribbon. The abbreviated denomination '20 Hl.' appears in bold at upper right, below which a text panel in Gothic script carries the official payment declaration, validity inscription, and three manuscript signature lines for the Bürgermeister, Vizebürgermeister, and Stadtkammerer, with the printer's imprint at lower right. |
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Rattenberg, on the Inn River in Tyrol, holds the distinction of being Austria's smallest town — a fact that makes its wartime emergency currency all the more striking. These Heller notes were issued as Notgeld during the acute small-change shortage of the First World War, when hoarding of metal coinage left ordinary commerce nearly paralysed across the Habsburg provinces.
Wagner of Innsbruck handled production for numerous Tyrolean municipal issues of this period, which means the printing quality is competent but not exceptional — local job-shop work rather than anything approaching specialist banknote production.