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| 正面描述 | Intaglio portrait of John Chilembwe in three-quarter view at right, set against a multicolour guilloche underprint in violet, gold, and teal. A dark purple header band across the upper field carries the issuer title RESERVE BANK OF MALAWI with the denomination K20 at upper right, while a vignette of fishermen in a boat on a lake occupies the left of centre. The left margin incorporates a vertical TWENTY KWACHA legend, the Governor's signature with date, and a latent-image fish security device above the K20 numeral. |
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| 背面描述 | Central intaglio vignette of two tea pickers carrying large wicker baskets on their backs amid rows of tea bushes, set against a mountainous landscape in dark purple and grey tones. The Reserve Bank of Malawi circular seal appears at upper centre-right, flanked by the denomination K20, while a bold purple band along the lower field carries the K20 numeral at left and the RESERVE BANK OF MALAWI inscription. An optically variable fish device is positioned at lower right, with a vertical TWENTY KWACHA legend running along the right margin. |
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| 防伪类型 | Watermark, Optically variable device |
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