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| 正面描述 | Mauve and blue intaglio and letterpress print on a guilloche underprint. The Bank of Zambia logo appears at upper left alongside the Zambian coat of arms, with a vignette of a tractor tilling a field occupying the central zone and a fish eagle in flight at right; a map of Zambia rendered in optically variable ink (OVI) and a flower registration device are also present. A windowed security thread with demetalized Bank of Zambia logo and numeral 20 runs vertically through the note. |
|---|---|
| 正面铭文 | BANK of ZAMBIA 20 I PROMISE TO PAY THE BEARER ON DEMAND TWENTY KWACHA FOR THE BANK OF ZAMBIA |
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Zambia redenominated its currency in 2013, stripping three zeros from the old kwacha and reissuing the series under the Bank of Zambia Act of 2011. This 2024 note belongs to the second generation of the rebased series, updated incrementally rather than redesigned wholesale — a common cost-control measure for central banks managing limited print budgets.
Cotton substrate with watermark and thread is a modest security specification for a 2020s issue, reflecting the note's mid-range denomination within the current series.