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| 正面描述 | Black intaglio print on white paper with a salmon-toned guilloche underprint reading '20 VEINTE PESOS' along the lower margin. At left, a detailed vignette of a public plaza fountain monument with figures and trees rendered in fine engraving; at centre, a large ornate lozenge-shaped guilloche frame encloses the numeral '20' above the denomination 'Veinte Pesos', flanked by two seated allegorical female figures. The bank title 'EL BANCO DE CONCEPCION' arches across the upper portion, with the text 'PAGARÁ AL PORTADOR Á LA VISTA EN CONCEPCION' below, and repeated '20 VEINTE' microtext borders running along all four edges. |
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| 背面铭文 | EL BANCO DE CONCEPCION AMERICAN BANK NOTE COMPANY, NEW YORK |
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The Banco de Concepción was one of several Chilean regional banks that gained note-issuing rights under the 1860 banking law, which deliberately fragmented currency authority across provincial institutions rather than centralizing it. By the 1880s, ABNC had become the de facto printer for most of these smaller Chilean issuers — the plates were competent, the paper reliable, and the security features difficult to replicate locally.
Concepción's banking sector took a hard blow during the 1879–1884 War of the Pacific, when wartime fiscal pressure pushed the government toward forced inconvertibility of paper notes. This 1883 issue lands squarely in that period of suspended specie payments.