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| 正面描述 | Central vignette of an eagle in flight, printed in green on a lightly toned ground, framed by ornamental guilloche borders with the denomination numeral "20" at each corner. The text "CAGAYAN" appears across the top in large letters, with "EMERGENCY CERTIFICATE" at the foot. Three manuscript signatures appear across the face, with the principal legend and deposit clause in letterpress. |
|---|---|
| 正面铭文 | CAGAYAN THIS CERTIFIES THAT THERE HAS BEEN DEPOSITED IN THE PHILIPPINE NATIONAL BANK THE EQUIVALENT OF TWENTY PESOS PAYABLE TO THE BEARER ON DEMAND AFTER THE WAR EMERGENCY CERTIFICATE |
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The Province of Cagayan issued this note under Japanese occupation, when provincial and local governments across the Philippine Commonwealth were compelled to produce emergency currency to keep basic commerce functioning. These provincial guerrilla and civil emergency issues are frequently conflated in collections, but Cagayan's series was a civil administration issue, not a guerrilla note — an important distinction that affects both provenance and survival rates.
Cagayan province sits at the northern tip of Luzon, geographically isolated enough that its wartime currency circulated within a fairly contained area. Notes from this series tend to show heavy use wear, consistent with genuine circulation rather than hoarding.