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20 Pesos With overprint
| Issuer | Bureau of the Treasury, Philippine Islands |
|---|---|
| Year | 1905 |
| Type | Standard circulation banknote |
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|---|---|
| Obverse lettering | SILVER CERTIFICATE BY AUTHORITY OF AN ACT OF THE CONGRESS OF THE UNITED STATES OF AMERICA APPROVED FEB. 6, 1905 THIS CERTIFIES THAT THERE HAVE BEEN DEPOSITED IN THE TREASURY OF THE PHILIPPINE ISLANDS TWENTY SILVER PESOS PAYABLE TO THE BEARER IN DEMAND SILVER CERTIFICATE SUBJECT TO THE PROVISIONS OF THE ACT OF CONGRESS APPROVED JUNE 23, 1906 20 |
| Reverse description | The Arms of the Philippine Islands rendered as a central oval vignette within an elaborate guilloche border, surrounded by foliate and floral decorative elements. The denomination numeral 20 appears in each corner, with the text SILVER CERTIFICATE repeated at upper left and right. The entire design is executed in a warm golden-brown intaglio print. |
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| Comments |
The overprint series issued by the Bureau of the Treasury, Philippine Islands represents the colonial administration's stopgap solution after the 1903 Philippine Coinage Act established the new peso tied to gold at exactly half the dollar's value. Rather than commission entirely new plates, existing Silver Certificate-style designs were overprinted for Philippine circulation — a cost-efficient decision that also signaled the transitional nature of American monetary administration in the islands during those early years of territorial governance.
BEP-produced Philippine notes from this period are prone to foxing and edge toning due to the tropical storage conditions they endured, making clean examples genuinely harder to source than their American counterparts.