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| 正面铭文 | 4 LOWER CANADA FOR VALUE RECEIVED THE UNION BANK Promise to pay FIVE dollars on demand Montreal August 1 1838 FIVE |
| 背面描述 | The reverse is printed entirely in orange-red and consists of a full-surface security underprint composed of intricately engraved guilloche rosettes arranged in a regular grid of three rows of seven, with no additional text, vignette, or denomination inscription present. |
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The Union Bank of Montreal was chartered in 1865 — which makes a note dated 1838 attributed to it worth scrutinizing carefully. No Union Bank operated under that name in Montreal in 1838; the institution that later bore that name did not yet exist. The Pick reference P#1983 falls outside standard Pick numbering conventions for chartered Canadian bank issues, which were catalogued separately under Charlton and other regional references.
Treat the issuer attribution and date with caution until provenance can be independently verified against a Charlton Standard Catalogue of Canadian Colonial Currency or equivalent primary source.