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| 正面描述 | Typeset letterpress note on cream paper with the bank title BANCO PARTICULAR DE DESCUENTO / I CIRCULACION DE GUAYAQUIL in two lines at upper centre, flanked by oval denomination panels bearing $5. A small engraved vignette at left presents a coastal or harbour scene within an ornate cartouche, while the body carries the promise text "El Banco pagará al portador á la vista CINCO PESOS en efectivo" above the issuing place GUAYAQUIL and a manuscript date. Three Director signature lines and a combined Tesorero/Secretario line appear at the foot. |
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| 正面铭文 | BANCO PARTICULAR DE DESCUENTO I CIRCULACION DE GUAYAQUIL $5 El Banco pagará al portador á la vista CINCO PESOS en efectivo GUAYAQUIL Por el Directorio DIRECTOR DIRECTOR DIRECTOR TESOREDO SECRETARIO |
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The Banco Particular de Descuento i Circulación de Guayaquil was one of Ecuador's earliest private note-issuing institutions, operating in a period when the country had no central bank and commercial banks in port cities effectively ran their own monetary systems. Guayaquil's position as the dominant Pacific export hub gave its banks genuine regional weight — a 5 Pesos note from this issuer would have circulated among merchants handling cacao and textile trade, not just local retail commerce.
Printed locally in 1862, this is an unusually early example of domestic production rather than a commission sent to a major European or North American security printer — a choice that typically left notes of this period more vulnerable to counterfeiting.