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| 正面描述 | The obverse is divided into two distinct panels. The left panel carries an oval intaglio vignette of a young woman in peasant dress set within an elaborate orange guilloche underprint, with a serial number box labeled 'NUMERO' below. The right panel bears two large counters reading '5' flanking a central allegorical intaglio vignette of a draped female figure with a child, above the text 'CINCO' repeated on either side; the issuer inscription 'BANCO DE CIRCULACION Y DESCUENTO' appears at the top, with the payable clause and denomination 'CINCO PESOS' in script below, referencing Guayaquil as the place of issue. The note illustrated is a specimen, with zeroed serial numbers and 'MUESTRA' overprints. |
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| 背面铭文 | Ecuador |
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Luzarraga's bank was one of several private Cuban issuing houses that operated under Spanish colonial tolerance in the mid-nineteenth century — a loose arrangement that gave merchant bankers considerable latitude before the Banco Español de la Habana moved to consolidate the island's note issue. The American Bank Note Company's involvement reflects a pattern common to Latin American private banks of the period: engraving and printing contracted out to New York rather than Madrid or Havana, for quality reasons neither side advertised.
Pick 114 is scarce in any condition, consistent with the short-lived nature of most Cuban private bank charters.