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| 正面描述 | Black intaglio engraving on white paper with fine guilloche border. To the left, a classical allegorical vignette shows Britannia standing with a flag, accompanied by livestock and barrels in a pastoral landscape. The bank title 'THE STANDARD BANK OF BRITISH SOUTH AFRICA LIMITED' is set in bold letterpress at centre-top, with the numeral '5' in an ornate lathe-work cartouche at upper right. The promise-to-pay text and 'FIVE POUNDS' denomination are inscribed in the central text panel, below which 'BY ORDER OF THE BOARD OF DIRECTORS' appears, with ruled lines for entry number, account, and manager signature at the foot. |
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| 背面铭文 | THE STANDARD BANK OF BRITISH SOUTH AFRICA LIMITED 5 GREAT WINCHESTER STREET, LONDON, E.C. |
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Waterlow & Sons produced this series for the Standard Bank at a time when the Cape Colony's banking infrastructure was expanding faster than the political situation was stable. The "18xx" dating convention — with the century pre-printed and the remaining digits completed by hand at issuance — was typical of Waterlow's output for colonial banking clients, keeping a single plate in service across multiple years without reprinting.
Standard Bank held a dominant position in the southern African market from its 1863 founding, and its notes circulated widely beyond formal banking centers into mining districts and agricultural regions where specie was scarce. High-denomination notes like this five-pound example rarely saw rough daily use — they tended to move between merchants and agents, which shapes the condition profile of surviving specimens.