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5 Pounds Ulster Bank

Issuer Ulster Bank Limited
Year 2018
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Currency Pound sterling (1929-date)
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Reverse description Vertical-format reverse in pale blue tones, with a panoramic vignette of Strangford Lough stretching across the upper portion, showing rolling hills, water and a small boat in the distance. The foreground presents figures walking and a child running on a beach, evoking the coastal landscape of County Down. The denomination and issuer name appear at the lower left, with a scallop shell motif in the lower right corner and the shared transparent window security element at the top.
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Protection type Transparent window, Colour-shifting element
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Comments

Ulster Bank's 2018 polymer issue came as part of an industrywide shift by Northern Ireland's commercial note-issuing banks, following the lead set by the Bank of England's own polymer programme. Ulster Bank, as a subsidiary of NatWest Group (then Royal Bank of Scotland), coordinated the transition with its parent's broader infrastructure but retained its own distinct Northern Irish series — one of three commercial banks in the province still exercising their historic right to issue notes under the Bankers (Northern Ireland) Act 1928.

The transparent window runs through the note's width rather than appearing as a discrete patch, a construction method that requires the substrate be printed in two laminated layers — the same De La Rue Safeguard process used across most Commonwealth polymer transitions of the period.

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